You may be one of the millions of Americans that are living without health insurance. You know that you should probably have health insurance, but for whatever reason you have put off getting insurance. Maybe you are low income and cannot afford insurance or perhaps you have been putting off getting insurance in hopes that you will not need it. If you have an unplanned pregnancy, you may be caught off guard and not know what to do. Before you set into panic mode, try to make some phone calls and see what options are available in your state. Medicaid and State Assistance Programs Approximately one third of uninsured Americans will qualify for public programs like Medicaid. Medicaid is a state funded program to provide health care for eligible individuals. If you are pregnant and low income you may qualify. Pregnant moms and children under the age of six whose family income is at or below 133% of the Federal Poverty Level automatically qualify for Medicaid. Many states have higher minimum mandatory income levels (around 185-200% of Federal Poverty levels) for pregnant woman and infants and some states even cover all prenatal care for pregnant women. Check with your state to see what options are available for you.